Hi,

Date of birth 17 July 195* @ * year time of birth noted Malaysia Male

Please advise why this person do have money problem.

He does have any money in his bank account.

Money comes money go.

Thank you.

How well do you really know your friend?

In 2015 his spending is higher but he definitely not what you had described him in term of money.
He is a senior manager or has his own business most likely in sales for example sales or marketing director or even higher.

But his current TaYun which just started in Sept is unstable with 同沖日柱, 剋沖月柱 and 剋刑年柱 . He will see some issues these few years. 

Cheers.

 Hi Peter Yap,

Thank you for your prompt reading.

You are right. He is a property agent doing on his own in marketing.

His expenses is more than his income.

Anything should this person take note.

Thank you. Cheers!

There are a couple of years that he has to be careful. These bad years have traps amd can be bad if he is not careful.

Cheers.